CE.PFL.1.1 Explain how education, income, career, and life choices impact an individual's financial plan and goals CE.PFL.1.2 Explain how fiscally responsible individuals create and manage a personal budget that is inclusive of income, taxes, gross and net pay, giving, fixed and variable expenses and retirement CE.PFL.1.3 Analyze how managing a checking and savings account contributes to financial well being CE.PFL.1.4 Summarize how debt management and credit worthiness impact an individual's ability to become responsible consumers and borrowers CE.PFL.1.5 Analyze how fiscally responsible individuals save and invest to meet financial goals CE.PFL.1.6 Compare various investing strategies and tax implications for their potential to build wealth CE.PFL.2.1 Explain how consumer protection law and government regulation contribute to the empowerment of the individual. CE.PFL.2.2 Summarize various types of fraudulent solicitation and business practices. CE.PFL.2.3 Summarize ways consumers can protect. themselves from fraudulent and deceptive practices CE.PFL.2.4 Classify the various types of insurance and estate planning including the benefits and consequences. CE.PFL.2.5 Summarize strategies individuals use for resolving consumer conflict.